Shams ul Nisa

Bank AL Habib Limited (BAHL) expanded its nationwide network in 2024 by adding 108 new branches, bringing its total locations to 1,225, including domestic branches, sub-branches, and international offices, reports WealthPk. BAHL has expanded its network with a mix of conventional and Islamic banking branches, strategically positioned to enhance financial accessibility in both urban and underserved areas. Therefore, BAHL now operates 1,207 branches across Pakistan, including 276 dedicated to Islamic banking.

The bank also maintains a global presence with branches in Bahrain and Malaysia, along with representative offices in Dubai, Istanbul, Beijing, and Nairobi. These international hubs facilitate trade finance and remittance services for Pakistani businesses and expatriates. Additionally, BAHL remains committed to sustainability, integrating ESG principles into its operations while supporting community development and environmental initiatives across Pakistan. This expansion aligns with BAHL’s mission to provide safe, simple, and customer-focused banking solutions, further strengthening its leadership in the financial sector.

BAHL is advancing its mission of financial inclusion by expanding into rural and semi-urban areas, providing individuals and businesses with greater access to banking services. This initiative aligns with the government’s economic reform agenda, which prioritizes broader financial accessibility. The expansion of BAHL’s Islamic banking network also underscores its commitment to meeting the growing demand for Shariah-compliant financial products. With a strong focus on customer needs, the bank’s Islamic banking division continues to attract new clients and strengthen its market presence.

BAHL has strengthened its digital and technological infrastructure to enhance customer convenience. The bank’s ATM network now exceeds 1,300 machines nationwide, providing 24/7 access to cash withdrawals, funds transfers, bill payments, and other essential banking services. In addition, BAHL’s digital banking platform continues to grow in popularity, catering to tech-savvy customers who prefer online and mobile banking solutions. BAHL remains committed to innovation and meeting the evolving financial needs of its customers by integrating physical and digital banking channels.

BAHL earned multiple awards in 2024, including IFC’s GTFP Issuing Bank Award for SME transactions, SBP’s 4th Largest Bank in Remittance Market Award, and Citibank’s STP Award for seamless USD payments. It was also listed among PSX’s Top 25 Companies for the ninth time, reaffirming its excellence in banking and customer service.

BAHL is set to further expand its branch network while enhancing digital banking services to meet evolving customer needs. The bank is also exploring strategic partnerships for growth in high-potential markets. BAHL continues to strengthen its position as a leading financial institution in Pakistan and beyond by combining physical and digital growth.

Credit: INP-WealthPk